Are you ready to take the first step in your financial journey?

Maybe you landed your first job...

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Or, maybe you are off to college and are ready to live on your own.

Either way, it is time to get control of your finances and open a checking account!

Your Financial Future Starts Here!

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A checking account protects your money and allows you to:

  • Make Purchases (by using a debit card or writing a check)

  • Pay Bills (make one time payments or set up recurring drafts)

  • Direct Deposit (your employer will electronically submit your paychecks)

  • Get Cash (access your money through ATMs)

Quiz

Which feature of a checking account will NOT give you the freedom from carrying cash?

Direct Deposit

Access to a Checkbook

Access to ATMs

Bill Payment System

Are All Checking Accounts Created Equal?

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Choose a bank that offers:

  • No monthly fees

  • Low or no overdraft fees

  • Convenient ATM access

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Get Started!

Have these items ready:

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  • Basic Personal Information (name, address, social security number)

  • 1 -2 forms of government-issued identification (driver's license, passport, etc.)

  • Money for your first deposit

Quiz

Carlos needs help! He is 18 and wants to open a checking account, but does not know where to begin. What is the best advice to give him?

Research

Pick a Popular Bank

Wait Until You're Older

Flip a Coin

Summary

What are you waiting for?

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License:

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This Byte has been authored by

JV

Jane Varner

Learning Designer