How do I protect myself from identity theft?

"Incorrect password, please try again."

"Please use the code sent to your mobile device to log in."

"Please enter the last three letters in your street name."

Photo by Elisa Ventur on Unsplash

This can be incredibly frustrating to hear or see regularly. It feels more and more like we're bombarded with pins, passwords, and other protective measures.

But without these measures, it’s much easier for others to steal your information and use it to their advantage.

Stay alert and protect yourself!

Identity theft is as straightforward as it sounds: it's when someone steals your identity to gain access to a personal part of your life.

This can be done by using your name, address, or financial information.

And with the rise of technology, it could also mean using your social media accounts, email addresses, or phone number.

The thief gains a lot of power. Depending on the way your identity has been stolen, the consequences vary, but they're never good.

For example, if you have had your credit card information stolen, the thief might make numerous purchases or engage in strange purchasing habits that will impact your credit score.

On the other hand, if someone has gained access to your social media accounts, they may attempt to scam your followers or post strange content.

It's important to take action right away!

If your personal or financial information has been stolen, you should:

• gather records of all unusual activity

• look up the recommended method of reporting in your area (ex: police, specialized fraud hotline)

• contact your financial institutions and let them know what's happening

• reach out to theft support services if they are available in your area

If your social media has been compromised:

• change your passwords and force all devices to log out

• let your followers know

• take legal action if you've been severely defamed

In order to stay safe from identity theft, here are some general rules to follow:

Don't:

• share your passwords or pins with anyone

• share personal information on social media

• follow links sent by people you don't know through emails or social media platforms

Do:

• report suspicious activity to prevent more theft

• stay up to date with your privacy settings

• create strong passwords

• set up added security functions when possible (ex: password + code sent to your phone)

If you know anyone that may be vulnerable to scams and tricks online, please let them know what you've learned. You can also...